Our mortgage life cover service is simple, just complete the quote request form and we will email you our best quotes. We will search around 20 top UK life companies and send them to you in league table format showing the cheapest standard prices for the cover requested.

If your mortgage life insurance requirements are complicated or you require quotes for other services, such as buildings and contents insurance, or redundancy and accident cover, either phone us on 0800 634 3326 or fill out the "contact us" form and we will call you back.

Mortgage Decreasing Life Cover is used to cover a repayment mortgage where the amount you owe reduces as you repay it. The premiums won’t change during the lifetime of the policy but the amount that will be paid when you die will reduce starting from the amount of cover you specify, and ending at zero by the end of the term. When a Decreasing Term Assurance policy expires, it has no value. This means that if you do not die within the term, you will not receive any money back. If you are unsure which type of insurance is right for you, please contact us for advice.

Level Term Assurance is life cover that pays out a set amount if you die within the term of the policy. Level Term Assurance is usually used to cover fixed repayment values; for example, an interest only mortgage where the amount you owe remains the same until the end of the mortgage, or to provide a sum to your family to help support them until they can become financially independent without you. When a term assurance policy expires, it has no value. This means that if you do not die within the term, you will not receive any money back. If you are unsure which type of insurance is right for you, please contact us for advice.